>>Minimizing Your Business Risk

The Pros and Cons of Going Cashless at Your Business

Year after year, cash payments are taking up a smaller percentage of retail transactions. As of 2017, cash accounted for only 37% of all transactions. With more and more digital payment options popping up, some restaurants and retail locations have begun phasing out cash transactions. Before jumping head-first into this growing trend, here are some [...]

Christmas is Coming! It’s Never too Early to Start Preparing Your Small Business

The Holiday season is when the majority of retailers make their money. Now is the time to start preparing for what should be the most wonderful time of the year for your business (and we don’t mean busting out the snowmen and jingle bells before Halloween). Here are a few things you need to start [...]

Vital Insurance Coverages for Salons

Gaps in insurance coverage can be dangerous for any business. You may think you are covered only to find out at the worst possible time that a seemingly insignificant policy means the difference between carrying on or closing the doors after a claim is filed. While this is true for all industries, to highlight our [...]

Changes to PCI Compliance are Coming June 30. Is Your Ecommerce Business Ready?

In 2015, the Payment Card Industry (PCI) updated their standards for encrypting online and ecommerce transactions. For years the SSL and TLS 1.0 protocols were enough, but as hackers have gotten savvier the industry has been forced to adapt. To that end, ecommerce and businesses using online gateways must transition to TLS 1.1 encryption or [...]

Protecting Your Business from Hurricanes and Other Natural Disasters

June 1 marks the start of the 2018 Hurricane Season. With this in mind, now is the perfect time to review your business insurance policies to make sure you are covered in the event of a hurricane or other natural disaster. Whether you are based out of an area prone to hurricanes, flooding, earthquakes, or [...]

Small Business Week 2018: Protecting Your Business from a Data Breach

Contrary to what you may expect, small businesses are frequent targets of hackers. While the yield may be comparatively smaller than what can be gained from a large corporation, small businesses are seen as more vulnerable to cyber attacks due to lack of resources to fully protect sensitive information. A breach can cause irreparable harm [...]

Small Business Week 2018: 13 Types of Insurance Your Small Business Needs

With Small Business Week upon us, it’s important to look at protecting your business and livelihood. While insurance can be stressful to think about and expensive to purchase, this is nothing compared to what you will have to deal with should your business be damaged, robbed, or worse, sued. Without proper coverage in place you [...]

6+ Tips for Creating a Safer Workplace and Reducing Workers’ Compensation Claims

Workers’ Compensation insurance is required in most states to provide no-fault coverage for employees suffering job-related injuries or illness. More than that, it is also designed to help protect businesses from employer’s liability lawsuits and other potential costs associated with workplace accidents. Even with this required expense there are ways you can minimize the filing [...]

4 Things Business Owners Should Do for a Successful 2018

A new year means new goals for your business. While the goals may be obvious (increase revenue, greater customer satisfaction, etc.), how to achieve them may be a bit harder to nail down. Here are 4 less things to consider that can have a major impact on your ability to put 2018 in the “Win” [...]

Houston Flooding, California Wildfires: It’s Time to Think About Where Your Data Is Located

In a year with no shortage of natural calamities, from a one-thousand-year flood in Houston to the current wildfires overwhelming California, we're again reminded of the necessity to think about where we house and store our digital assets and critical business data. While having the appropriate insurance policies in place is an important piece of [...]