Why Us?

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Newtek is Your Partner

Our primary purpose is to help your business increase revenues, reduce expenses, and minimize risks.

Delivering Results

The Small Business Authority’s Merchant Processing Service provides a high-quality, customized program and pricing structure so you can accept noncash payments.

Newtek process more than $4.5 billion annually and is PCI compliant, which means your processing is secure. With full rate disclosure and no hidden fees, we can ensure that you get the best rates. In addition to the security of transactions and great rates, you will have the support of our 24/7/365 bilingual customer support teams.

Increase Your Revenue

Attract New Customers

  • Most people do not carry cash anymore
  • Why turn away people who prefer to pay with credit cards and send them to competitors?
  • The process is simple and the benefits far outweigh the costs
  • We will guide you through the process and educate you along the way

Customers Will Spend More

  • On average, customers will spend 12% to 18% more when they can use credit cards instead of cash
  • We have a variety of gift card programs that motivate customers to come back and spend more

eCommerce Solutions

  • We can build you an online presence and enable you to take payments on your site
  • We handle everything in-house
  • An eCommerce site can be a new revenue stream–selling nationally, 24/7
  • A powerful web presence will help you attract new customers who prefer to shop online

Mobile Commerce

  • We offer the latest mobile payment options and technology
  • Accept credit cards through your Smartphone, such as an iPhone, BlackBerry, or Android
  • A variety of programs are available, depending on your needs
  • Mobile commerce is the latest and fastest-growing segment in electronic payment processing, and we have the products and expertise to guide you

Reduce Your Expenses


  • We take the time to educate each customer on the most efficient ways to process payments
  • We are well-versed in various aspects of merchant processing, including credit cards, debit cards, checks, ACH, gift cards, eCommerce, and mobile commerce
  • Our experts will provide education on industry regulations and methods to reduce the chance of chargebacks and fraud—all in a PCI-compliant, military-strength secure environment

Cost-Effective Solutions

  • We have competitive and transparent rates and fees
  • We offer attractive equipment options (purchase, free use, rent, lease, etc.)
  • We offer full rate disclosure—no hidden fees—and thorough explanations

Cost Analysis

  • Send us your statements for a free review and consultation
  • We offer a free customized cost analysis of current pricing (for those who already take credit cards)
  • We will point out hidden fees that we may be able to reduce or eliminate

NewtPay™ Beats PayPal™

  • Start taking payments online using a program that is superior to PayPal™
  • NewtPay™ has no startup costs, and lower processing costs than PayPal™
  • NewtPay™ offers faster funding than with PayPal™ (money is received in 1-2 business days instead of 3-5 business days)
  • NewtPay™ is a more secure solution, because the customer never has to leave your website
  • Each merchant gets his own personalized processing account

Minimize Your Risk

Financial Security and Stability

  • We process more than $4.5 billion annually in electronic payments
  • We are a public company, so we are transparent and our financials are available
  • Don’t let just anyone handle your money or your personal and confidential information

Customer Service

  • Our in-house customer-service team can troubleshoot problems quickly
  • Receive your funds in 1-2 business days in the account of your choice
  • Our in-house team handles chargebacks and disputes on your behalf
  • We educate you on how to protect yourself from fraud and chargebacks

PCI Compliance

  • We monitor all transactions to identify potentially fraudulent situations
  • Business and customer data are all completely secure

Data Breach Protection

    • $100,000 of protection is offered to each merchant account to cover the costs of forensic audits, fines, penalties, and other expenses if a breach occurs or is suspected
    • The cost of a breach can be substantial, and even the most diligent or PCI-compliant merchant has data-breach potential

  • The $100,000 in protection is offered at a fraction of the cost that a merchant would pay individually