Small-Business Term Loans


Term Loans

As a full-service, non-bank lender, Newtek Small Business Finance is able to provide a flexible, low-cost lending option that offers longer maturities than conventional loans. We are the largest non-bank lender.

We offer a number of loan programs to suit the needs of any small business, with financing from $50,000 to $10 million. We have lent over half-a-billion dollars to over 800 U.S. based small businesses. Whether you’re expanding, refinancing your existing debt or acquiring new equipment, Newtek provides financing solutions to help you grow your revenue or improve your cash flow with 25 year amortization schedules.

Our experienced specialists will guide you through the process and clearly explain all lending options to determine the best fit.

Benefits Include:

Benefits include:

  • Financing from $50,000 to $10 million
  • Flexible terms with longer maturities, compared with conventional loans
  • Competitive interest rates with low down-payment requirements
  • Reasonable collateral requirements
  • Pre-qualification within 48 hours
What can the funding be used for as a business owner?

What can the funding be used for as a business owner?

  • Open a new location
  • Acquire an existing business
  • Launch a new product
  • Launch a new marketing initiative
  • Increase working capital
  • Increase cash flow
  • Purchase real estate for business use instead of paying rent
  • Purchase computer hardware or software to make your business more efficient
  • Purchase inventory or equipment
  • Refinance debt
  • Invest in a new ecommerce solution
  • Upgrade your website
  • Take advantage of search engine optimization
Types of Loans
Real Estate

Real Estate

  • Low-cost lending options with longer maturities
  • Loans up to $10 million and terms up to 25 years
  • Acquire commercial land, real estate and heavy equipment
  • Professional assistance to guide you through the process
Multi-Purpose Lending for Owner Operated Businesses

Multi-Purpose Lending for Owner Operated Businesses

  • Expand your business or acquire a franchise
  • Finance costly business expenses
  • Loan terms from 7 to 25 years
  • Purchase or renovate buildings and facilities
Loan Portfolio Servicing

Loan Portfolio Servicing

  • Four underwriting options on a case-by-case basis
  • Prepare approval letters and closing documents
  • Arrange funding with the lender
  • Invoicing, collecting and processing payments
  • Diversified suite of payment processing alternatives
Call and Speak with a Specialist & Get Your Questions Answered: 1-855-763-9835