Real Estate


Owner Occupied Real Estate

Financing to help businesses acquire, refinance or improve assets such as land and buildings.

As the authority on small businesses, we understand that each organization has its own unique needs. In order to help our clients meet these needs and enhance their potential, we offer a number of low-cost lending options to help businesses succeed. Better yet, our loans offer longer maturities than conventional loans offered by other organizations.

With loans up to $10 million and terms of up to 25 years, Newtek has the means to finance any costly endeavors that confront your business. If you’ve never acquired a loan for your business before, you don’t need to do it on your own; our experienced staff will guide you through the entire process and help you choose financing and a loan term that works for you. Contact them at any time to discuss your needs, and they’ll be happy to assist you in building a loan program for your business.


Real Estate Program Details
Use of Proceeds

Use of Proceeds

  • Purchase or refinance owner-occupied real estate
  • Renovation and expansion of owner-occupied real estate


  • Net worth must not exceed $7.5 million
  • Average net income over the last 2 years must not exceed $2.5 million
  • Business must be operated for profit and located in the U.S.
  • Owners must be U.S. citizens or resident aliens
  • 51% or great occupied by owner operated business
Loan Size & Terms

Loan Size and Terms

  • $500,000 to $10 Million
  • Terms up to 25 years
  • Fully amortizing, no balloon payments
  • No application of commitment fees to Newtek
  • Up to 90% LTV available


Call and Speak with a Specialist & Get Your Questions Answered: 1-855-763-9835