Why Use Newtek?


Our Purpose

Our primary purpose is to help your business increase revenues, reduce expenses, and minimize risks.

Our Service

Newtek has a suite of financial programs available that will work with a variety of businesses and their unique needs. Our experienced specialists will guide you through the process and clearly explain all options. We can provide financing from $5,000 to $10 million. In conjunction with our business lending, we also have Accounts Receivable Management Services to save you time and money and our subsidiary, Newtek Small Business Finance, Inc., one of the largest non-bank U.S. SBA lenders can provide a variety of government insured loans.

Increase Your Revenue

Obtain Capital

Obtain the capital needed to launch new products, services, projects, and marketing necessary to stay competitive in your market, growing your customer base and sales.

Funding can be used for all of the following purposes to grow sales:

  • Open a new location
  • Acquire an existing business
  • Launch a new product
  • Launch a new marketing initiative
  • Increase working capital
  • Increase cash flow
  • Purchase real estate for business use instead of paying rent
  • Purchase inventory or equipment
  • Refinance debt
  • Invest in a new ecommerce solution
  • Upgrade your website
  • Take advantage of search engine optimization
  • Purchase computer hardware or software to make your business more efficient

Three Attractive Financing Programs

  • Flexible Term Loans with 10-25 years amortization (long-term financing of $50,000 to $10 million)
  • Accounts Receivable Line of Credit (ongoing lines up to $1 million)
  • Merchant Cash Advance (short-term financing needs up to $250,000)

Accounts Receivable Management Services

  • By allowing us to manage your receivables, billing, and collections, you can reallocate your business resources to revenue-generating activities
  • This service will help you improve your collections process, thus increasing your cash flow

Reduce Your Expenses

Refinance Your Debt

  • We can help refinance higher-cost debt with a 10- to 25-year amortization schedule, thus reducing your monthly payment significantly

Accounts Receivable Management/Billing Services

  • Outsourcing your billing and receivables management will reduce or eliminate your staffing needs with regard to billing and bookkeeping, thus reducing your overhead expenses
  • This service will save you valuable time by eliminating your need to print and mail statements and invoices
  • Lockbox services allow for centralized processing of payments, so there is no need to send an employee to the bank

Minimize Your Risk

Cash Flow Needs

  • We can help with short-term and long-term financing needs
  • An accounts receivable line of credit is available for up to $1 million

Understanding the Program

  • Our specialists are extremely experienced and will guide you through the process
  • We clearly explain all the programs, regulations, and fees so there are no surprises
  • It is critical that every business owner understands what she is being offered, because there are many complex and misleading products

Accounts Receivable Management Services

  • Having us manage your receivables and collections helps to alleviate your concerns about data backup and security
  • We have an improved collection process through automation, which reduces the chance for human error
  • Managing receivables efficiently can help reduce bad debts

All loans made or serviced under the SBA program (U.S. Small Bus Administration) are made by our lending subsidiary, Newtek Small Business Finance, Inc., a licensed U.S. SBA lender

Call and Speak with a Specialist & Get Your Questions Answered: 1-855-763-9835