Cyber Liability Insurance is a coverage that many businesses have overlooked in the hopes of keeping costs down in tough market conditions. With the dramatic increase of highly publicized data breaches faced by major retailers, health insurance companies, and banks, cyber liability coverage is finally gaining the attention it deserves. In today’s market many businesses focus [...]
Another day, another data breach. This time, the nation’s second-largest health insurance company, Anthem Inc.; as many as 80 million customers may be affected. What’s been stolen? Hackers broke into Anthem’s computer system to obtain customer’s (both current and former) personally identifiable information including names, email addresses, birthdays, medical IDs, social security numbers, street addresses, [...]
If you are a small business owner, insurance is something you will eventually need to address. It can be stressful to think about the additional costs involved in getting your business up and running. However, every business owner should have some basic type of business insurance in order to safeguard your business and your livelihood. [...]
It's been a month and a half and you are yet to download our FREE online magazine for 2014? We are going to assume that your reasoning is NOT because: You hate free things. You are already too successful. It would be terrible to have the edge on the competition. You already know everything you [...]
As you have likely heard, the Healthcare Reform Act requires that all large employers (50 or more workers) provide insurance to their employees. And not unlike several other addendums, this mandate has been pushed back – again. The administration is basically scaling back completely for medium sized businesses and less so, but still significantly, for [...]
Obamacare was primarily designed to help those who were uninsured due to economics and those with pre-existing conditions. That universe was estimated to be about 30 million Americans, yet no one sold the ACA based on the fact that it was designed to help only approximately 10% of Americans. The law explains that you cannot have your old [...]
Newtek CEO Barry Sloane appeared on Fox News Live, earlier today, to discuss the impact of ObamaCare on small businesses. Mr. Sloane communicated with host Jo Ling Kent, that the conundrum that has become health insurance may best be resolved by taking the market out of the hands of both corporations and government alike, instead [...]
The IRS has finally taken one more step to clarify what will constitute the Individual Mandate provision of the Affordable Care Act. The mandate, which requires all Americans to obtain health insurance, had gone mostly undefined until now. As we approach the 30 day mark to the opening of the “online marketplace” also known as exchanges and [...]
This isn’t breaking news: cyber attacks are on the rise. By some estimates, network-based attacks, such as DDOS (short for Distributed Denial of Services), which have the ability to take down large computing networks, have increased by 700 percent this year. Targeted DDOS attacks against internet service providers, domain registrars, web hosting providers, and individual [...]
One of the most pressing questions that individuals and small business owners have regarding the exchanges (the new online market places being set up by the state and federal governments to help consumers purchase health insurance), is whether these options will be better than their current private market options. As we approach the expected opening of the [...]
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