Comprehensive Policies to Help
Your Loved Ones Live On.

We leverage our partnerships to make sure your family has the means to survive in your absence. Our life insurance policies enable your loved ones to cover living expenses, pay off outstanding debt, and even offset funeral costs in the event of your passing.

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Protect your
family’s finances
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Policies within
your budget
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Multiple
coverage options

Plan Offerings

Choose from four different types of life insurance policies.

  • Term Life Insurance: Temporary coverage to help your beneficiaries replace your income with a lump-sum death benefit. Terms include 10, 15, 20, or 30 years.
  • Whole Life Insurance: Ongoing coverage with fixed premiums that build cash value over time. Reserve the option to take out a tax-deferred life insurance loan at any time.
  • Universal Life Insurance: Ongoing coverage with adjustable premiums that build cash value over time. Reserve the option to take out a tax-deferred life insurance loan at any time.
  • Variable Life Insurance: Ongoing coverage that allows you to invest a portion of your monthly premiums in the form of mutual funds, increasing your savings potential.

Speak with a Specialist.

See which POS system is right for your business.

Frequently Asked Questions

How much does life insurance cost?

The cost of your life insurance coverage will depend on multiple factors, such as your age, the policy you choose, and the length of your term.

How much life insurance do I need?

The rule of thumb is to choose a plan that, should you suddenly pass away, would allow your beneficiary to cover their living expenses (i.e., bills, debt, and costs of living) for at least the next five years.

Should I choose term or permanent life insurance?

Term life insurance is a good option if you want relatively inexpensive coverage to protect your beneficiary in case of your sudden passing. Because of the fixed premiums, it is best to lock in a lower rate while you’re young and healthy.

Permanent life insurance is a good option if you can afford a higher premium and want to build a cash reserve over time. Also, once you purchase your plan, you’ll never have to worry about your coverage expiring at the end of a term.

How can I receive a quote?

Contact Newtek Insurance by either calling 1-855-763-9835, emailing [email protected], or filling out this form here to get started.