Credit Card Payments
Without the Fees.

Zero-fee processing is an ideal solution for many industries where accepting
credit cards is often not practical or difficult due to processing costs.

Offset your transaction costs by implementing a technology fee
Receive the full amount from each transaction to increase your bottom line
Solutions available for both face-to-face and ecommerce transactions

It Works.

  • A technology fee is calculated and added to each sale transaction
  • The purchaser accepts the transaction amount and the technology fee
  • The purchaser swipes, dips, taps, or key enters their card
  • The purchaser gets their receipt and the merchant receives 100% of the transaction amount
  • The purchaser accepts the transaction amount and the technology fee
  • Merchants have the ability to “opt out” of or cancel the technology fee on a case-by-case basis

Speak with a Specialist.

Contact your Newtek Payments Specialist to receive
information on zero cost processing.

Zero Cost Processing
By Industry

Helping businesses save money, one payment at a time.

High Ticket

Auto dealers, car repair, medical, legal, resorts, high-end restaurants.


Contractors, towing, taxi, cleaning services, electricians.

Low Ticket

Grocery, convenience store, fast food, car wash.


Insurance, wholesalers, municipalities, nonprofit organizations.